Integrated Wealth Services
At Stonegate, we look at your entire wealth picture – not just investments – and provide coordinated strategies on all aspects of your life that impact your financial well-being. Depending on your unique needs, your comprehensive wealth plan can offer strategies in a wide range of areas.
Retirement planning…Be confident
Being confident in your retirement means knowing that your wealth will last for your lifetime and beyond. Together, you and your Stonegate advisor will discuss the lifestyle you want and consider your future needs along with your sources of income during retirement.
We will help you optimize your retirement plan by recommending strategies for supplementary retirement income, managing risk and maximizing tax efficiency, and can also provide counsel around complex issues such as ceasing Canadian residency and retiring abroad. A well-planned retirement is a time of freedom for you to enjoy.
Tax planning... Minimize your liability
It's a fact of life: the more you have, the more you have to pay. Working with your professionals and looking at your overall wealth picture, our wealth planning team strives to reduce your tax liabilities with strategies such as trusts, endowments, estate freezes and/or business restructuring.
The tax effectiveness of your investments is addressed through tax optimization in our investment pools and the use of tax-advantaged investment structures. As you know – it's not so much what you make that counts. It's what you keep.
Insurance... Protection, investment and tax reduction
Many people view insurance with scepticism. But the fact is that insurance can play a valuable role in achieving a wide range of objectives.
Our insurance specialists will explore all the ways that insurance can assist you in reaching your personal and business goals, including protecting your family and business, tax-sheltering investments, supplementary retirement income, planning your business succession and offsetting estate taxes so that your beneficiaries can keep treasured assets intact.
Estate planning... Maximize your legacy
You can't take it with you. But you can decide where it will go, and how smooth the transfer will be. Our team of professionals work with you to structure your personal, family and business interests so that your wishes are carried out in the most effective way, passing along more to your beneficiaries and less to the government.
Our experience shows that careful planning is essential for a smooth and stress-free transition of your assets to the next generation.
Charitable giving... Bringing your philanthropic vision to life
Your Stonegate advisor can help you develop a personal strategy to bring your philanthropic vision to life. We work with you to decide the best way to structure your gift – what type of property will be gifted, who will benefit and when, as well as any tax benefits that may result from your charitable gift.
We consult with your tax and legal counsel as well as charitable organizations and foundations to identify and implement solutions that best fit your overall philanthropic objectives, including bequests, charitable trusts or private foundations.
Business exit planning... The culmination of your hard work
You've worked hard to build your business. And you deserve to be well compensated for your time and energy upon retirement. Expertise and planning is the key.
Let us work with you to identify options that will give you flexibility and control on how and when you leave the business, while ensuring that all stakeholders’ interests are respected. We can help to maximize the proceeds of a sale with strategies to enhance the value of your business as well as minimize, defer or eliminate taxes. With proper planning and communication and a clearly structured succession plan, you can minimize stress and the risk of family discord during this important transition.
Portfolio design... Tailored to you
Your needs are unique. That's why we work with our portfolio engineering team to build a portfolio customized to your specific objectives, risk sensitivity, liquidity requirements, time horizon, growth expectations and life circumstances. Using sophisticated models and technology, our team strives to maximize your return potential while remaining within your comfort zone for risk. Your portfolio is designed to protect capital in difficult markets while achieving growth in rising markets.
Your recommended portfolio is detailed in your personal Investment Policy Statement, and then implemented with a broad range of quality investments. Automatic rebalancing and tax minimization strategies are built right into your investment plan.
Money management... access to award-winning managers
You want to know your money is being invested by portfolio managers who are among the best in their field.
At Stonegate, we manage your portfolio using award-winning institutional money managers known for their strategic focus, consistent discipline and long-term track record of investing in Canada and around the world.
Each manager shares our disciplined philosophy, approach to risk management and high ethical and professional standards. They bring a wealth of expertise and experience to your portfolio, together managing in excess of one trillion in total assets. Once selected, our investment consulting team monitors the managers on an ongoing basis to ensure they perform effectively on your behalf.
Lawrence Park Asset Management
Canadian Fixed Income Lawrence Park Asset Management is a Toronto- based independent investment management firm dedicated to creating alternative fixed income and credit products. The Lawrence Park team, led by Andrew Torres, offers a unique approach to fixed-income investing aimed at enhancing yield and reducing volatility.
Altrinsic Global Advisors, LLC
Altrinsic Global Advisors, LLC follows a fundamental value approach in which the team seeks out high-quality undervalued companies worldwide. Founded by John Hock and associates, Altrinsic is based in Greenwich, Connecticut.
Signature Global Asset Management
Signature Global Asset Management is among the largest portfolio management teams in Canada, managing a full range of global and Canadian income, equity and balanced mandates. Chief Investment Officer Eric Bushell was named Morningstar Canada’s Fund Manager of the Decade in 2010.
Cohen & Steers Capital Management, Inc.
Cohen & Steers Capital Management, Inc., based in New York, specializes in the management of real estate securities portfolios. Founded in 1986 by Martin Cohen and Robert H. Steers, the company was the first in the U.S. to focus on real estate securities. Today, the company is recognized as an industry leader and foremost innovator.
Epoch Investment Partners, Inc.
Epoch Investment Partners, Inc. is a New York-based investment management firm founded by Wall Street veteran William Priest and associates. Epoch uses a unique value-based approach that focuses on companies with superior shareholder yield.
Tetrem Capital Management
Tetrem Capital Management is an employee-owned investment management firm founded by Chief Investment Officer Daniel Bubis. It is based in Winnipeg and has an office in Boston. Tetrem uses a disciplined investment approach to invest in undervalued Canadian and U.S. companies.
Black Creek Investment Management Inc.
Black Creek Investment Management is led by award-winning money managers Bill Kanko and Richard Jenkins. Black Creek pursues an equity mandate with no restrictions on finding the best businesses in the world. They are driven by identifying proprietary ideas and global businesses that will do well for investors over the long term.
Cambridge Global Asset Management
Cambridge Global Asset Management is led by Co-Chief Investment Officers Alan Radlo and Brandon Snow and Chief Market Strategist Robert Swanson. They invest in companies building long-term economic value. Cambridge Global Asset Management is a division of CI Investments and has offices in Boston and Toronto.
Wellington Management Company
Founded in 1928, Wellington Management Company, LLP provides investment management services to many of the world's leading public and private institutions and is based in Boston. Mammen Chally, Vice-President and Equity Portfolio Manager, is Portfolio Manager of United US Equity Growth Pool and United US Equity Growth Corporate Class.
QV Investors Inc.
QV Investors Inc. is a Calgary-based, employee-owned portfolio management firm that serves individual and institutional investors. QV follows a value-based approach in which it seeks companies with better returns and lower valuations than those of the market. The firm is led by Chief Investment Officer Joe Jugovic.
Health solutions... Living better for longer
At Stonegate, we are much more than an investment firm. We complement our extensive suite of wealth management solutions with access to expert health care counsel.
Advanced diagnostic technologies and treatments, specialized referrals and personalized lifestyle and wellness expertise are just some of ways you can benefit from Stonegates relationship with pre-eminent medical facilities such as the MedCan Clinic, which specializes in preventative health care for executives, and the Cleveland Clinic, one of North America's top-ranked hospitals and the leader in heart care.
It's another example of our commitment to providing holistic solutions which encompass aspects of your life that can impact your wealth and the enjoyment of it.